Do you need insurance to teach

Recently I was asked to teach T’ai Chi Chih Joy thru Movement through the Muhammad Ali Parkinson Research Center. For the first time ever, I was required to have professional liability insurance, even though all my sign-in sheets contain a lawyer-approved waiver. This turned out to be quite an education! I learned that one must belong to a fitness and wellness association in order to be eligible for this insurance, and that fellow TCC instructors were joining yoga, Pilates, and other similar associations. So I continued to search until I came across The Tai Chi Arthritis Association of America, which was at least in the vicinity of my interest. Membership was only $45 yearly, compared to others at much higher rates. So for your information, you may check it out at www.taichiforarthritis.com.